Sometimes standard card payments get declined by the card issuing bank for no obvious reason. In these cases the reason code issued by the bank is usually 'Do Not Honor'. This can happen even if you have sufficient funds and can be for a variety of reasons, for example:
- order placed from a device or PC located too far away from the shipping address or
- shipping address entered incorrectly (even an additional space somewhere in the address can trigger a decline) or
- unsual recent buying activity
The list goes on, and the bank will issue a decline to protect you against, what the bank could perceive to be, someone fraudulently using your card.
To be clear, we have not declined your payment. It is your bank. We want you to have LA Muscle products as much as you want to have them!
Fortunately the solution is simple. We also offer Paypal as a payment solution if you are using a card to pay with. Paypal's authorisation criteria is far more sophisticated than some of the antiquated systems banks still use and so their approval rate is far more accurate and far higher. So a payment is far more likely to go through if you use Paypal.
Don't have a Paypal account? Not a problem. You do not actually need a Paypal account to use Paypal. You can simply use your card details and checkout as a 'guest'. Simply ignore the 'Paypal Express Checkout' button, enter your details address details as normal and continue through checkout and choose Paypal to pay with. Ignore login and password fields and click button underneath these and you can just enter your card details as normal.
Any issues, do not hesitate to get in touch.